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4790 Michael Lane, Ponce Inlet, FL 32127

$890,000
  • 4790 Michael Lane, Ponce Inlet, FL 32127 Main Photo
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Featured Listing Active
BEDS3 BATHS2 full SQUARE FEET1,876 MLS#V4945581
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONOCEANSIDE VILLAGE

Property Description

RARE OPPORTUNITY: LOW RATE, FLEXIBLE TERMS SELLER FINANCING AVAILABLE!~ Brand New Septic System ~Discover a home where coastal Florida living feels easy, comfortable, and well-balanced. Located just two blocks from Ponce Inlet's no-drive beach, this thoughtfully updated beachside pool home offers the sought-after combination of close ocean access and the calm of a quiet residential street-an ideal setting for buyers searching Ponce Inlet homes for sale.Inside, the open-concept layout is bright and inviting, with natural light streaming through hurricane-impact windows and doors. The Dutch-style kitchen serves as the heart of the home, featuring an oversized island with bar seating that supports everyday living and casual entertaining. A nearby library nook with recessed built-in shelving and a brick wood-burning fireplace adds warmth, character, and flexible use to the living space.The primary suite functions as a private retreat, complete with a walk-in closet and French doors that open directly to the pool, allowing for seamless indoor-outdoor flow. Throughout the home, LEED-inspired, energy-efficient upgrades support comfort and performance, including premium USA-made materials, reflective recyclable VCT flooring, and a newer energy-efficient HVAC system with updated ductwork.Outdoors, the nearly 1/4-acre fenced backyard provides a true coastal setting. An open-air pool and expansive concrete patio offer versatile space for relaxing or gathering, while mature oak trees contribute shade, privacy, and natural character. Thoughtful elevation and drainage help keep the yard usable year-round-an important feature for beachside homes in Florida.Recent improvements include a brand-new septic system, new HVAC, hurricane-impact windows and doors, Hardie board gables, updated gutters and soffits, and fresh exterior paint. The landscape has been maintained without chemical or pesticide treatments, supporting a more natural outdoor environment.Conveniently located near marinas, waterfront dining, biking routes, and local landmarks-yet removed from heavy traffic-this property offers everyday livability with long-term value. Whether you're considering a move-in ready beach house, a Florida second home, or an energy-efficient coastal residence, this home delivers both lifestyle and function.Low-interest, flexible seller financing further enhances the opportunity, providing an alternative path to ownership that is rarely available in today's market.

4790 Michael Lane | MLS# V4945581

This single family home located at 4790 Michael Lane, Ponce Inlet, FL 32127 is currently listed for sale by ADAMS, CAMERON & CO., REALTORS, with an asking price of $890,000. This property was built in 1988 and has 3 bedrooms and 2 full baths with 1876 sq. ft. Michael Lane is located in the OCEANSIDE VILLAGE subdivision. Search OCEANSIDE VILLAGE real estate on www.adamscameroncommercial.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Fenced: Yes
Garage: 2 car attached
Heating: Electric, Heat Pump
Lot Size: 0.25 Acres
Roof Type: Shingle
Stories: 1.0
Taxes: $6,320
Year Built: 1988

Amenities

Built-in Features
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
French Doors
Rain Gutters
Sliding Doors

Feature Descriptions

Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
Days on Site: 125
Directions: South on Atlantic Ave, (R) on Inlet Harbour Rd, (R) on Buschman, (L) on MIchael Ln. House is on the (L)
Exterior: Block, Concrete, Stucco
Fencing: Fenced
Fireplace: Wood Burning
Fireplace Y/N: Yes
Flood Zone Code: X
Flooring: Concrete, Recycled/Composite Flooring
Foundation: Slab
Home Warranty Y/N: No
Listing Terms: Cash, Conventional, FHA, Owner Financing, VA Loan
Lot Dimensions: 0.25
Ownership: Fee Simple
Parking: Driveway, Garage Door Opener
Parking Notes: Driveway, Garage Door Opener
Pool: In Ground
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Sewer: Septic Tank
Showing Instructions: Supra Lock Box,24 Hour Notice, Appointment Only, See Remarks, ShowingTime
Special Sale Provisions: None
Swimming Pool: Yes
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Water Connected
Water: None
Water Access Y/N: No
Windows: Double Pane Windows
Zoning: RESI

Listed By / Shown By

Listed By

Agency Name: ADAMS, CAMERON & CO., REALTORS
Agency Phone: Cell: (386) 319-0777
Agent Name: Cyndi Ritchey

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Estimated Payment

$ 5,523.20 per month $4,736.95 Principal & Interest $526.67 Property Tax $259.58 Homeowner's Insurance

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