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243 S Central Avenue, Umatilla, FL 32784

$625,000
  • 243 S Central Avenue, Umatilla, FL 32784 Main Photo

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Active Price Reduced by $14,900 on March 2nd, 2026
BEDS3 BATHS2 full 1 partial SQUARE FEET1,961 MLS#G5107014
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONACREAGE & UNREC

Property Description

Unique Lakefront Colonial with Pool & Guest House in Downtown Umatilla Built in 1875, this rare colonial-style home is full of character and old-world charm-truly not a cookie-cutter house. Set on 1.63 acres directly on Lake Umatilla, it features a private dock with electric service, boat lift, and jet ski lift. The main home offers 3 bedrooms and 2 baths, with a downstairs suite and two bedrooms upstairs sharing a full bath. Distinctive details include 10-foot ceilings, crown molding, vintage glass doorknobs, and a working vintage-style elevator. The detached 1-bedroom, 1-bath guest house with attached workshop would be a great rental or small business. Recent updates include: Electrical, Plumbing, Kitchen; downstairs bathroom; exterior paint, roof (2018), and front windows; plus New Hot water heater. Perfect for entertaining, you can host gatherings by the pool, grill on the deck, and enjoy boating, fishing and skiing on the lake. Zoned Residential/Professional, this property also offers potential for a home-based business or office. Convenient to Umatilla Airport, with the occasional seaplane landing right on the lake.

243 S Central Avenue | MLS# G5107014

This single family home located at 243 S Central Avenue, Umatilla, FL 32784 is currently listed for sale with an asking price of $625,000. This property was built in 1875 and has 3 bedrooms and 2 full and 1 partial baths with 1961 sq. ft. S Central Avenue is located in the ACREAGE & UNREC subdivision. Search ACREAGE & UNREC real estate on www.adamscameroncommercial.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Fenced: Yes
Heating: Central
Home Style: Colonial
Lot Size: 1.63 Acres
Roof Type: Shingle
Stories: 2.0
Taxes: $4,541
Year Built: 1875

Amenities

Cathedral Ceiling(s)
Ceiling Fans(s)
Crown Molding
Elevator
High Ceilings
Window Treatments
Other
Sidewalk

Feature Descriptions

Additional Rooms: Inside Utility, Interior In-Law Suite w/No Private Entry
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
Body of Water: LAKE UMATILLA
Days on Site: 43
Directions: From Umatilla, travel south on State Route 19 Home is on left.
Exterior: Metal Siding, Frame
Fencing: Fenced
Fireplace: Wood Burning
Fireplace Y/N: Yes
Flood Zone Code: AE
Flooring: Vinyl, Wood
Foundation: Crawlspace
Frontage Lake: 170
Home Warranty Y/N: No
Listing Terms: Cash, Conventional
Lot Dimensions: 1.63
Number of Wells: 1
Other Structures: Guest House, Shed(s), Workshop
Ownership: Fee Simple
Parking: Electric Vehicle Charging Station(s)
Parking Notes: Electric Vehicle Charging Station(s)
Patio/Porch: Covered, Deck, Enclosed, Rear Porch, Screened
Pool: Auto Cleaner, Deck, In Ground, Vinyl
Property Attached Y/N: Yes
Property Sub-Type: Single Family Residence
Sewer: Public Sewer
Showing Instructions: Call Listing Agent
Special Sale Provisions: None
Special View Info: Water
Swimming Pool: Yes
Utilities: Cable Connected, Electricity Connected, Public
Water: Public, Well
Water Access: Lake
Water Access Y/N: Yes
Waterfront Features: Lake Front, Lift - Covered, Skiing Allowed
Water View: Lake
Windows: Window Treatments
Zoning: RP

Room Sizes

Primary Bedroom: 14x12
Bedroom 2: 13x12
Bedroom 3: 12x12
Dining Room: 13x12
Living Room: 18x14
Kitchen: 9x12
Office: 10x10
Bathroom 2: 12x40

Local Schools

High School: Umatilla High
Middle School: Umatilla Middle
Elementary School: Umatilla Elem

Listed By / Shown By

Listed By

Agency Name: VANGIE BERRY SIGNATURE REALTY
Agency Contact: 352-742-7355

Shown By

Agency Title: Adams Cameron & Co. REALTORS - Commercial
Agency Phone: (386) 252-3120

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Estimated Payment

$ 3,887.22 per month $3,326.51 Principal & Interest $378.42 Property Tax $182.29 Homeowner's Insurance

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